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Tag Archives: student debt
Confronted with high costs and unmet financial need, low- and modest-income students and their families face a difficult choice: work more while in college, borrow more, or do both. When students cannot afford college, it not only limits access to higher education and drives up debt, it also increases (sometimes significantly) the time it takes to earn a degree and/or ultimately complete a credential.
Read more: clasp.org
Higher education is in transition and with a coming proliferation in online courses could be totally free for many within a decade. The status quo won’t yield easily. But this is looking like a real answer to runaway student debt.
As few as 10 years from now, quality higher education will be largely free—unless, of course, nothing much has changed. It all depends on whom you believe. But one thing is clear: The debate about financing education grows louder by the day.
Read more: moneyland.time.com
College costs keep rising. More students pile on student loan debt to get through. It’s a much-chronicled story in higher education.
But a new study by UW-Madison professor Jason Houle reveals surprising findings about who gets soaked the most by these trends. It’s not the poor. Or the rich. It’s the middle class.
On average, students from middle-income families leave college with $6,000 more in loan debt than their peers from poor families. Compared with higher income peers, the difference is even greater: middle-class students rack up $12,000 more.
Read more: universitybusiness.com
With student debt hitting the trillion-dollar level and a job market not quite in recovery, critics both within and outside the higher education community are increasingly making a case for focusing public resources on education that teaches students “practical” skills, in contrast to the “luxury” of a liberal education.
And so, I was uplifted by four panelists who made a compelling case for a practical liberal education at the recent University Professional & Continuing Education Association’s annual conference in Portland, Oregon.
Entitled A practical, liberal education: Exploring why… Continue reading
By Sandy Baum and Michael McPherson
Innovations: Insights and commentary on higher education
Stories of students struggling under the crushing burden of $80,000 of debt or more for a bachelor’s degree that has yet to lead to employment are not representative, but they are more common than they should be. Virtually all students with so much undergraduate debt have relied on private loans, in addition to federal loans. Federal policy makers should move to end the confusion between these two forms of borrowing.
Read more: chronicle.com